PROBATE & ESTATE MANAGEMENT.
Managing your probate and estate needs efficiently and discreetly.
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YOUR PROBATE CHAMPIONS
Paul looks after a dedicated team of probate and estate management advisors in-house here to support you through this upsetting and often daunting process.
Paul qualified in 1990 and took over the firm of Alexander Ash & Co in 1997. Alexander Ash & Co merged with Raffingers in September 2014. Over the years, Paul has had extensive experience in the SME sector, advising business owners on all aspects of their business needs and personal wealth management. Paul deals with a range of clients across a variety of sectors, varying from small to large groups
Shaina began working at Raffingers in June 2015 and her qualifications include a BA (Hons) and ATT. As our Tax and Probate Specialist, Shaina has been working closely with clients to help them to understand the figures, ensure they aren't paying more tax than they need to and, to handle the probate process.
WHAT WE DO
We are licensed probate advisors, able to support you throughout your life and extend this support to your family and beneficiaries during probate.
As accountants, we are often already familiar with your financial affairs, more so than your lawyer (our services are more cost-effective too). Therefore we can advise on the procedures involved in probate, attend to the tax returns and IHT forms; deal with the application for the Grant and assist with the estate administration and distributions. We can also help with Wills and IHT planning during your lifetime to limit your IHT liability.
We understand the figures and are tax experts; we have the expertise to handle the probate process reliably, confidentially and professionally. You can be rest assured that your estate will be distributed as per your wishes and your family will not be required to pay any more tax than necessary.
WHY CHOOSE US?
KEY BENEFITS
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WE UNDERSTAND THE FIGURES
We hate to state the obvious, but as accountants we understand the figures because it’s what we were born to do. Therefore, we are naturally best placed to advise when it comes to your financial affairs.
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WE PROTECT YOUR FAMILY
We work with you to make certain that your estate is structured in a tax efficient way to ensure your family benefit from your hard earned wealth, rather than HMRC.
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LIFE-LONG SUPPORT
As accountants and advisors, we often work with business owners when they are just starting out all the way through to Exit Planning and Probate and Estate Management. This life-long support extends through to your family and beneficiaries during probate, who we will assist through these difficult times with efficiency, sensitivity and empathy.
PROBATE AND ESTATE MANAGEMENT HELPSHEETS
WHAT THEY SAID:
We talk the talk and walk the walk.
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I would have never known that I could reduce my IHT liability by so much if it wasn’t for Paul. His advice was invaluable and came at a testing time! Thank You!
Ricky Jordan, UK Car Servicing -
The process has been smoother and much quicker than I ever could’ve imagined, and all done at a very reasonable cost. Thank you, Paul, for all of your help and support at such a testing time. You and your team provided an excellent service which is much appreciated
Charles Boyd, 8 Northumberland
THE RAFFINGERS HUB
We love to talk business and will continue to share with you our business advice and tax planning strategies, helping you to get the most out of your business and your personal finances.
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Is Equity Release Making a Comeback?
Over recent years, there has been more competition in the marketplace, and this has led to a good range of products and interest rates falling significantly – but we will discuss more on that later.
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Getting Your Personal Affairs In Order
We are in strange unprecedented times at the moment and with no real exit strategy for the current crisis. One of the things you could look at during...
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7 Things Baby Boomers Should Be Considering
If you are a baby boomer and you own a business, then the chances are you are thinking about retirement and either are currently or will be putting...
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How to Ensure Your Family Benefit From Your Hard Work
Record numbers of inheritance tax is being co llected by HMRC each year. It astonishes me when I meet business owners or individuals with no w ill in...
Faces of Fintech
In this video series, we are interviewing the taste-makers and innovators behind the UK's most ground-breaking digital solutions. Watch now to hear more about their journeys and learn more about their missions to help businesses around the world to achieve their goals.
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Meet Joe Gallard - CEO of ReducerTuesday 15 February 2022In this episode, Emma meets Joe Gallard, co-founder of the Xero prize-winning fintech app, Reducer. Joe is a qualified accountant, having trained at Delliotes and his background is finance and accountancy based. -
Meet Andrew Jordan - Founder of Connect4Monday 28 February 2022In this episode, Emma meets Andrew Jordan, CEO & co-founder of the client meeting platform, Connect4. It is uniquely designed to help client-centric teams deliver smarter client meetings as first-class client meetings lead to happy clients. -
Meet Paul Surtees - Founder at CapitaliseMonday 14 March 2022In this episode, Emma meets Paul Surtees, Co-founder and CEO at the funding platform, Capitalise. As an investor and mentor to SMEs, Paul recognized the challenges advisors had in sourcing finance for their clients and founded Capitalise. -
Meet James Ashford - Founder at GoProposalTuesday 29 March 2022In this episode, Emma meets James Ashford, founder of GoProposal and best selling author of the book “Selling to serve. Join her as she learns how James came about the idea for GoProposal and what inspired him to create this ground breaking software. -
Meet Manoj Varsani - CEO at HammockMonday 11 April 2022In this episode, Emma meets Manoj Varsani, CEO at Hammock. Join Emma as she learns about Manoj's journey, how he came about the idea for Hammock, his biggest successes as well as his toughest challenge so far! -
Meet Hannah Dawson - Founder at FutrliSunday 24 April 2022In this episode, Emma meets Hannah Dawson, CEO & founder of Futrli, the double award-winning forecasting app used by over 50,000 businesses and accountants worldwide! -
Meet Tom Wallace - CEO & Founder at Re-LeasedMonday 9 May 2022In this episode, Emma meets Tom Wallace, CEO & founder of Re-Leased, the platform helping owners and property managers across the world run their property business in the cloud. -
Meet Ralph Rogge - CEO & Founder at CrezcoSunday 22 May 2022In this episode, Emma meets Ralph Rogge, CEO and Co-Founder of Crezco, the free payment processing platform helping businesses to earn more.
Bringing Your Property Business to the 21st Century
Bringing your property to the 21st Century - the series where we dig deeper into futureproofing your business, mitigating risks and the power of maintaining an online presence.
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The Power of the Integrated CloudMonday 7 March 2022Around 1982 is when electronic spreadsheets became a thing, so it's only normal to trust a process that has been around for 40+ years. Fast forward to now, Cloud software is becoming more popular and is the need and must to streamline your business. -
Futureproofing your Business with Live DataMonday 14 March 2022In this episode, Emma is joined by Grace Thomson, Director of Partnerships at Re-Leased. They explain why you should be using a cloud integrated property software, the importance of how secure the system is and what improvements you will see. -
Collaborating with your Trusted Advisor...Monday 21 March 2022Did you know that 50-60% of small businesses fail within the first 5 years? And that 70-90% fail within 10? Research has shown that the core reasons businesses fail include the following: Business is complex, lack of cash and access to funding... -
Mitigating Risk in Property Portfolios w/ DataMonday 28 March 2022What are the everyday risks property business owners face? Not having the correct system in place to provide you with up-to-date, real time data. Emma Cohen will show you how you can mitigate risk in your property portfolio by leveraging data! -
Developing and Maintaining an Online PresenceMonday 4 April 2022Dive in with Raffingers Partner Ashlee Bloom and Digital Marketing Executive Tim Dickinson as they explain why developing and maintaining an online presence through Social Media, website and online user experience is vital for a property business!
Top Tax Tips
Our new video series, featuring a variation of advisors here at Raffingers, shares the top tips that will help you save on tax and free up cash.
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Top Tax Tips: Working From HomeMonday 8 November 2021In this episode, Raffingers Partner, Barry Soraff, helps you to understand the tax relief you are able to claim as either an employer or employee, if you are working from home. -
Top Tax Tips: Tax InsuranceMonday 15 November 2021In this episode, Raffingers Partner, Adam Moody, explains how you can get peace of mind and mitigate the stress and disruption of an HMRC investigation, not to mention the costs. -
Top Tax Tips: Research and DevelopmentMonday 22 November 2021In this episode, Raffingers Partner, Neill Staff, explains that many companies are conducting qualifying R&D activities for R&D tax relief purposes on a daily basis without even realising it - and helps you find out if your business is eligible. -
Top Tax Tips: Company Cars and MileageMonday 29 November 2021In this episode, Raffingers Partner, Mehul Thaker, talks through the many different grants available when buying small cars, large cars or vans - through the business. -
Top Tax Tips: Dividends vs SalaryMonday 6 December 2021In this episode, Raffingers Partner, Barry Soraff, talks through the two main ways in which directors can pay themselves, and shares the major differences between salaries and dividends including their individual tax implications. -
Top Tax Tips: Super Deduction AllowanceMonday 13 December 2021In this episode, Raffingers Partner, Yedidya Zaiden, talks through the government’s new capital allowance ‘super-deduction’ hopes to boost business investment and productivity, but good planning & record-keeping are key if you want to take advantage. -
Top Tax Tips: VCT & EISMonday 20 December 2021In this episode, Raffingers Wealth Management's Financial Planner, Andrew Ross, talks through two venture capital schemes; Enterprise Investment Scheme (EIS) & the Venture Capital Trust (VCT). Discover how to take make the most of these incentives.
Digital Solutions: The Tech That Drives Your Business
In this mini-series, we showcase the very best software for your business needs that make your dreaded tasks easy and stress-free!
The software featured will show you how to streamline business processes, stay on top of your finances and better manage your cash flow.
Our team of digital solutions advisors can come up with a bespoke solution for you to ensure that your business runs the way it should.
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Re-leased Xero IntegrationMonday 18 October 2021Integrating Re-Leased with Xero accounting software is a breeze. Their seamless integration with Xero lets you reconcile your rental receipts and expenses instantly. -
Chaser BenefitsMonday 18 October 2021Your invoices paid on time, in less time, sounds good right? Watch this Chaser demo to find out how to make accounting easier and less time consuming for your business! -
The Key Features Of XeroMonday 18 October 2021In video with Xero, Danielle and Becca demonstrate some of software's main features and how you can use Xero to make your business more efficient. -
Getting Rid Of Paper With Dext PrepareTuesday 19 October 2021Many businesses have converted over to cloud accounting. In this video, Dext Prepare show you how quick and easy their software is! Say goodbye to paper, printing and scanning and save you and your business time with Dext Prepare. -
Real Time Updates With Unleashed Integrated With XeroFriday 22 October 2021Unleashed with Xero is a powerful business tool for those that want an accurate inventory management system to control stock movements in real-time. Unleashed allows you to you can focus on more important things like sales. -
Xero Setup and Invoice Example With CrezcoTuesday 15 March 2022Crezco’s payment solution is integrated with Xero. It’s a promising alternative to the likes of Stripe, GoCardless and PayPal. Users continue to send invoices from their Xero account as normal, with no need to adapt and learn any new software. -
How To Create a Repeating a Payment With CrezcoTuesday 15 March 2022Discover how to create a repeating payment with Crezco that links with your Xero account which is great for subscription type businesses. Crezco offers to make payments cheaper and faster, but no less convenient.
Securing Your Financial Future: Raffingers Wealth Management
Our Secure Your Financial Future – Wealth Management series will provide you with proven methods that will help them achieve the following:
Make sure that your family, loved ones and business interests are taken care of - no matter what life throws your way.
Ensure you are utilising the best wealth management methods, such as equity release or investments.
Ensure your wealth lasts as long as they need it to.
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Securing Your Financial Future: TrailerTuesday 3 November 2020Introducing Raffingers Wealth Management -
Ensure your family is protected, and your business covered.Friday 6 November 2020Securing Your Financial Future: Episode 1 -
How to invest for your future.Friday 13 November 2020Securing Your Financial Future: Episode 2 -
What does life after work look like for you?Friday 20 November 2020Securing Your Financial Future: Episode 3 -
Ensure your family benefit from your hard-earned wealth, not HMRC.Friday 27 November 2020Securing Your Financial Future: Episode 4 -
Estate planning options.Friday 4 December 2020Securing Your Financial Future: Episode 5 -
Trusts.Friday 11 December 2020Securing Your Financial Future: Episode 6 -
Equity Release.Friday 18 December 2020Securing Your Financial Future: Episode 7
Cash Is King: Beyond Covid-19
We want you to rest easy knowing you are equipped and prepared for any financial scenario that comes your way in the future. That's why we have released our Cash Is King: Beyond Covid-19 series, featuring 7 episodes with incredible guest speakers, all aimed at helping you inject cashflow back into your business.
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How to reduce debtors and improve cashflowWednesday 28 October 2020Are you struggling with cashflow? Are your customers reluctant to part with their money? Are you forever chasing late paying customers? If you answered YES watch this episode now. -
Cashflow ForecastingWednesday 28 October 2020Do you want to understand your financials, manage cashflow and make the right decisions to GROW your business? If the answer is YES watch episode 2 now. -
Raising finance to keep up with day to day running costsWednesday 28 October 2020Do you want to grow your business, gain access to over 100 lenders and inject some much needed cashflow into our business? If the answer is YES watch this episode to keep up with day to day running costs today. -
Generating and Converting LeadsWednesday 28 October 2020Do you want to attract better leads to your business? Do you want to learn about proven methods that will help you to actually convert those leads? If you answered YES, watch this episode on how to generate leads and then convert them now. -
The Power of OneWednesday 28 October 2020Do you know which of your 7 key financial drivers most influence your cashflow? How would increasing your pricing by 1% make your cashflow even better? In this episode find out how you can inject cash by making MINOR changes to your key drivers. -
Be prepared for any financial scenario with Profit FirstWednesday 28 October 2020Do you have a clear and effective system for managing your cashflow? Are you confidently prepared to pay the appropriate amount of taxes? Do you feel in control of your business? If you answered NO watch this episode now. -
Automate your finances with Cloud TechnologyWednesday 28 October 2020In Episode 7 - Cloud Technology, Lee Manning shows us how cloud technology helps us to manage our money, be smart with our financial choices and take control of our business, instead of it controlling you.
Covid-19 Updates
Can we all do a re-take of 2020? Enough dreaming and let’s be realistic! If you are one of the businesses who took advantage of government offers, don't forget these will have to be repaid over the course of 2021. Please contact us if you need help with any Covid-19 related problems.
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Coronavirus Update: 29/04/20Wednesday 29 April 2020Latest update on the new Bounce Back Loan Scheme, PLUS going through any changes to the existing Coronavirus measures, and going through some pre-existing benefits that may help you inject some cashflow back into your personal lives. -
Coronavirus Update: 06/05/20Wednesday 6 May 2020Check out this webinar, where Lee Manning - Partner at Raffingers gave an update on the BBLS, SEISS, Discretionary Claim along with so much more useful information... -
Coronavirus Update: 02/07/20Thursday 2 July 2020From 1st July, only employees that employers have already successfully claimed a previous government grant will be eligible for additional grants under the revised scheme. -
Coronavirus Update: 30/09/20Wednesday 30 September 2020The Government has unveiled its winter economy plans, which include the new income grant schemes, more business loan funds, and a 6 month 'Job Support Scheme' in a bid to help rebuild the economy. -
Coronavirus Update: 20/11/20Friday 20 November 2020Raffingers Partner Lee Manning gives his latest update regarding the government support surrounding Coronavirus. He discusses JRS extension, Local Grants along with much more...
JOIN THE RAFFINGERS TRIBE
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