We’ve been ‘doing advisory’ since 1980, but now we’ve put a label on it.



Our dedicated in-house advisors are just waiting for you to pick their brains.


Our specialist service designed to help you to architect your future.


Our mission at it’s core is to help our clients to become the architects of their own future, but what does that mean exactly? Well, an architect is someone who takes a vision or a thought and turns it into a reality, and that’s what we aim to do for our clients. 

Did you know that 50-60% of small businesses fail within the first 5 years? And that 70-90% fail within 10? Research has shown that the core reasons businesses fail include the following:

  1. Business is complex
  2. Lack of cash and access to funding 
  3. Unreliable financial data
  4. Poor understanding of numbers
  5. No clear planning

Our bespoke advisory service aims to tackle those core 5 problems and many more, so that you can focus on your bigger picture goals. 


    Before you started your business, you had a dream for what you wanted it to look like and how you envisioned your life because of the success of realising that dream. Over time, business owners start to forget the vision and get lost in the day-to-day running of the business. Our first port of call is to help you rediscover your vision and use it to build the roadmap to the future.


    The road map is essential for turning your vision into a realistic plan. Designing a plan tends to be one of the hardest parts of the process. Why? Because to create the plan you need to find a way to ensure your dream gets accomplished, despite all the hurdles that are in the way, for example – sales, cash flow, team management, etc. At this stage, our job is to design a plan that will get you from where you are to where you want to be, whilst actively working with you to overcome all obstacles or setbacks in order to see the vision through. 


    Plans always seem good in theory, however the main reason people don’t realise their vision is failure to implement (F.T.I). Often, we know what to do and how to do it, we just don’t do it. This final phase is all about ensuring that you keep the momentum you need in order to stick to the plan and realise your vision. When you have a clear vision, a kick-ass plan and a proven method in how to make it happen, you will become the architect of your future.


  • Cashflow Forecasting

    It’s time for business owners to be confident about their numbers. We will create a cashflow forecast for you so that you can gain a deeper understanding of your finances and treat the underlying causes of poor cashflow.

  • Organisational Review

    Do you ever wonder how your business would cope without you? An organisational review is your opportunity to define clear roles and responsibilities in your business to ensure the right people are in the right seats. If you or any of your employees are wearing too many hats, this is essential to ensure your business is running in the most efficient way possible.

  • Strategic Business Planning

    An effective business planning process gets to the heart and soul of what you do and why you do it, and sets out a clear roadmap for the future. Following a complimentary Deep Dive session, we will work with you to produce a business plan that will act as a guide for you to successfully implement your desired changes. Find out more

  • KPI Improvement Coaching

    You should be able to understand the key drivers in your business, whether that is your conversion rate or your gross profit margin, we want you to learn how to measure them and more importantly, improve them.

  • Core Values Development

    Our core values are clear, we live by them every day and they drive all of our big decisions. In our Core Values development sessions, we will work with you to brainstorm your important values, refine them, and plan how to integrate them into your company culture.

  • Tax Planning

    As a business owner, it's wise to make use of tax planning strategies, be compliant and don’t pay any more tax than you need to.  We have a highly experienced team (including an ex HMRC Tax Inspector) who will help you identify opportunities to reduce your tax bill and make your business more profitable. Ultimately, our job is to ensure that you reap the rewards of your hard work whilst still being compliant, our talented team of tax advisors will help you do just that.

  • Exit Planning

    Exit planning allows you to transition your business to new ownership in a managed and systematic way. Whether you want to sell, pass on to a family member or just simply take a step back – taking time to plan now will benefit all involved.

  • Systems Review

    As businesses grow they often become overburdened and inefficient processes tend to creep in. To ensure you are running the most efficient business possible we will review all of your processes and suggest improvements to make them more effective.

  • Raffingers Marketing

    We have just announced the launch of Raffingers Marketing. A new marketing agency powered by driving positive change, boosting business success and truly making an impact. Before listing off a load of marketing tactics that may or may not generate results for your business, we produce a customer-centric marketing strategy specifically tailored to the needs of your business.

  • Monthly and Quarterly Coaching

    We will provide you with the accountability and support to keep you on track in becoming the architect of your future. Whatever actions we set for you to enable you to achieve your goals, regular coaching is essential in ensuring you don't get sucked into the little things and forget to take action.

  • Virtual Finance Director

    Gain access to all of the financial services you need without the cost of a full-time employee. We can even be present at your board meetings, set the agenda and achieve your action plan.


Architecting your future should be a simple and flexible process.

  • Book a complimentary Deep Dive Meeting (DDM) with one of our advisors so that we can deep dive into who you are, what you do and why you do it.

  • Following the DDM, our expert team will transfer your needs into a realistic plan that will launch you towards realising your vision.

  • Our success is yours after all, that’s why we hold you accountable to action the plan we put in place, and work with you to continue to shape it for success.


Preparing your business for sale...

We get asked many questions here at Raffingers around the sale of a business. As with many things, such an event needs careful planning and proper advice...

"When is the right time to sell a business?"

"What’s the likely sale value going to be?"

"Can I just walk away, or will I need to stay in the business for years after any sale?"

These are just a few of the commonly asked questions by our clients at Raffingers, surrounding the sale of a business.

We find that if business owners give themselves time to plan an exit or sale, the sale value can often be enhanced by taking some sensible steps well in advance of any sale.

That is why we are hosting our very own in-person event where we will be introducing Raffingers Corporate Finance and explaining how we can help with all of your unanswered questions, and guide you through the process step-by-step.

So, as a business owner, if you are planning your exit within the next 2-3 years, why not book your FREE tickets to learn how to prepare your business for sale.

Neil Ackroyd from Raffingers Corporate Finance will take you through the steps that should be taken in advance of any sale. Neil has been the lead adviser on hundreds of transactions during his career in Corporate Finance, specialising in the sale of private companies.

So what are you waiting for?


  • First

  • Second

  • Third

  • Fourth

  • Fifth



We talk the talk and walk the walk.

  • Andrew and his team have shown remarkable support, especially in the last 6-9 months as I was preparing for the sale of my businesses. Andrew’s support was invaluable, even to the extent of him being available on his days off and ensuring his colleagues managed my expectations. The element of my business sale that involved Raffingers was without incident and the advice received was crucial in enabling a smooth transition. Andrew’s team always provided clear information in such a way that I, a non-accountant, could understand.

    Eddie Turze, Director at ET Clay Products Limited
  • Having Lee as our Virtual Finance Director has been amazing. I now have access to all of the financial services I need, but without the cost of a full time employee. I feel a lot more confident knowing that Lee is by my side; he has completely transformed our business, supporting us with our strategy and helping us to define both our business and personal goals.

    David Groom, Director at Leaseright Vehicle Contracts Limited
  • Thank you again for all your advice and support over the last 12 months, it has been a hell of a year and turn around for me, without your advice and guidance I would not be in this very positive position, both in my personal life, work and business.

    Michael Bowden, Director at Eyecloud Limited
  • From a strategic perspective, we have found it invaluable having, not only the day to day support of Raffingers Stuart, but also access to their expertise and advice in helping plan our future growth most effectively. 

    Katie Grant, CEO at Jigsaw Trust
  • Ashlee opened my eyes to some of the mistakes I was making in marketing and swiftly put me on the right track, whilst always being mindful of budgetary constraints. 

    Richard Haruni, Haruni Fine Jewels


We love to talk business and will continue to share with you our business advice and tax planning strategies, helping you to get the most out of your business and your personal finances.

Digital Solutions: The Tech That Drives Your Business

How To Create a Repeating a Payment With Crezco

In this mini-series, we showcase the very best software for your business needs that make your dreaded tasks easy and stress-free!

The software featured will show you how to streamline business processes, stay on top of your finances and better manage your cash flow.

Our team of digital solutions advisors can come up with a bespoke solution for you to ensure that your business runs the way it should. 

  • Re-leased Xero Integration
    Re-leased Xero Integration
    Monday 18 October 2021
    Integrating Re-Leased with Xero accounting software is a breeze. Their seamless integration with Xero lets you reconcile your rental receipts and expenses instantly.
  • Chaser Benefits
    Chaser Benefits
    Monday 18 October 2021
    Your invoices paid on time, in less time, sounds good right? Watch this Chaser demo to find out how to make accounting easier and less time consuming for your business!
  • The Key Features Of Xero
    The Key Features Of Xero
    Monday 18 October 2021
    In video with Xero, Danielle and Becca demonstrate some of software's main features and how you can use Xero to make your business more efficient.
  • Getting Rid Of Paper With Dext Prepare
    Getting Rid Of Paper With Dext Prepare
    Tuesday 19 October 2021
    Many businesses have converted over to cloud accounting. In this video, Dext Prepare show you how quick and easy their software is! Say goodbye to paper, printing and scanning and save you and your business time with Dext Prepare.
  • Real Time Updates With Unleashed Integrated With Xero
    Real Time Updates With Unleashed Integrated With Xero
    Friday 22 October 2021
    Unleashed with Xero is a powerful business tool for those that want an accurate inventory management system to control stock movements in real-time. Unleashed allows you to you can focus on more important things like sales.
  • Xero Setup and Invoice Example With Crezco
    Xero Setup and Invoice Example With Crezco
    Tuesday 15 March 2022
    Crezco’s payment solution is integrated with Xero. It’s a promising alternative to the likes of Stripe, GoCardless and PayPal. Users continue to send invoices from their Xero account as normal, with no need to adapt and learn any new software.
  • How To Create a Repeating a Payment With Crezco
    How To Create a Repeating a Payment With Crezco
    Tuesday 15 March 2022
    Discover how to create a repeating payment with Crezco that links with your Xero account which is great for subscription type businesses. Crezco offers to make payments cheaper and faster, but no less convenient.


Tired of searching endlessly for blogs, books and emails that you hope will help you solve your business problems? Don’t worry, we’ve got your entire business journey covered. From how to secure funding and manage cashflow, right through to succession planning and everything in between. Sound good? Join the Raffingers Tribe to gain access to an ever-growing library including:

  • Exclusive tribe events
  • Live webinars with incredible guest speakers
  • Free downloads, workbooks and cheat-sheets
  • A variety of articles covering all things business

Thank you, you have been registered.