ALL THINGS ADVISORY.
Stay updated on all things business, tax and accounting solutions that suit your company.
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Trusts Are Not Just For The Rich and Famous | Discounted Gift Trust
For many, they believe that the use of trusts is something that is reserved for the rich and famous. In reality they should be used by everyone, as...
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How Your Pension Can Become a Source of Cash For Your Business
Pensions are a useful source of funds for business owners. As Pension Freedoms have allowed greater flexibility in terms of access to pension funds it...
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Why Pension Freedoms Means More Need for Advice
When the changes to pensions came into force in April 2015 the headline writers focused on people now being able to access their pensions to buy...
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Do I Really Need to Bother With a Business Plan?
"Do I need a business plan?" I get asked this question all the time. Part of my role as a Partner at Raffingers requires me to venture out promoting...
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HMRC Making Tax Digital: What's all the Fuss About?
I thought I would provide an update on HMRC Making Tax Digital (MTD) and where we are in our journey. We as a firm have a duty to keep all our clients...
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Inheritance Tax (IHT) - The Basics
IHT is now generating significant sums for the exchequer – the latest Government data available shows receipts of £4.8billion. As asset values...
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Why you should still invest Offshore
If you hold an offshore investment bond it is very likely that you would have received a letter in recent months about the need to declare previously...
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How Will Making Tax Digital Affect Your Business?
The effect of making tax digital on your business is going to be huge. It is the biggest change in tax we have seen for 20 years and is all part of...
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The Importance of Having a Will
Having a will can ultimately provide you with peace of mind, knowing that your assets will be distributed as you wish when you are no longer here....
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Has the death of Investment Bonds been over-hyped?
In recent years there has been a lot of talk in the financial services industry about whether investment bonds still remain relevant for individuals....
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Raffingers Advisory: How we helped our client
Now that HMRC have announced the timetable for MTD (Making Tax Digital), which will see the first wave of businesses having to comply from April 2019,...
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A new way of Accounting
New technology and Artificial Intelligence (AI) is forever changing the workplace. Yet, you would have thought the accountancy profession was safe...
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Is the cost of repairing a charter yacht a revenue or capital expense?
Question - Is the cost of repairing a charter yacht a revenue or capital expense? A client with a 'skippered' yacht charter business had the yacht...
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What is this new kid on the block for pension planning?!
Following on from my last blog where I talked about alternatives to pensions. In this blog I will talk about a more recent pension alternative the...
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What do I do if I cannot put any more money into my pension?
In theory there is no limit in the amount that can be paid into a pension however there is a limit to how much you can put into a pension and get tax...
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